Instant Personal Loan Online with Master Credit

Get quick and easy personal loans. Master Credit offers instant loans through with minimum documentation and approval within minutes.

Different Ways to Use Master Credit Personal Loan

Marriage Loan

Travel Loan

Medical Loan

Education Loan

Two-Wheeler Loan

Laptop Loan

Mobile Loan

Home Loan

Benefits of Using Master Credit

Instant Approval

Get online approval in 4 minutes with minimal documentation. Just download the app, fill in your details and upload pictures of your documents.
Personal loans from traditional banks have cumbersome paperwork and take multiple days to provide approval.

Manage Credit, Repayments and Fund Transfer easily

Everything is at your fingertips. With our easy-to-use website features, manage your account without any hassles from the safety of your home.

Borrow in Parts

You can borrow any amount from $100 to your entire approved credit limit again and again, as and when you need the money. You don’t pay interest for the money you don’t use.
Loans from other banks only allow you to borrow the entire amount at once.

Save on interests

Since the interest is charged only on the used amount and not on the entire approved limit, you can save a lot on interests compared to traditional personal loans. Our interest rates start as low as 1.08% per month.
For personal loans from other banks, you pay interest on the entire amount from day one.

Doubles as a Credit Card

With Master Credit Personal Loan 2.0 you also get a complimentary Master Credit- Credit Card* loaded with features and benefits. You can use this credit card for online & offline purchases and spend up to your approved limit, which you can then convert into EMIs if you want.

Flexible Repayments

You can choose your repayment schedule. Choose flexible EMI options of 2-36 months and pay as per your convenience.
Banks only provide fixed EMI tenures for personal loans.

What is Master Credit?

Now you can get an instant Master Credit Personal Loan of without any collateral or guarantors. Use this money for travel plans, mobile phones, medical emergencies, weddings, education loans, home renovation, and more.

Master Credit Personal Loans start at an interest rate of 1.08% per month (13% per annum). The best part is, you can get an approved credit limit, but you don’t have to pay any interest until you transfer this money to your bank account. What’s better? You don’t even have to transfer the entire amount at once; you can borrow only as much as you need from your limit. The interest will be charged only on the used amount. Repay when it’s convenient for you by choosing flexible EMI options of 2-36 months.

Apply online with 3 easy steps and get instant loan approval with minimum documentation.

- Sign up with Master Credit.
- Fill in your details
- Get approved within minutes
- Master Credit is most trusted app-based credit line loan.

- More than 10 Million people have trust on Master Credit.

Experience quick, easy, and hassle-free digital loan approval with Master Credit’s new generation Personal Loan and get your loan approved within minutes!

Our journey so far

5 years and counting as best Credit Line

1.1 M

Happy Faces


Loans disbursed


Years of service


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1.1 M

Happy Faces


Loans disbursed


Years of service


Web visits

How to apply for Personal Loan on Master Credit

Sign Up on our website and fill the required information.

Sign Up on our website and fill the required information.

Sign Up on our website and fill the required information.

Master Credit Personal Loan FAQs

What is a personal loan?

A personal loan is money borrowed from a lender that you need to repay in monthly instalments that typically range from 2 to 5 years.

There are two types of personal loans:

Secured personal loans: A secured personal loan requires you to pledge your car, valuable assets or your house to guarantee repayment. While a secured loan has lower interest rates, there is also a risk of losing your valuable assets if you fail to repay the debt.
Unsecured personal loans: Unsecured personal loans require no collateral and can be used for any reason, including wedding expenses, travel costs, medical emergencies, home renovation, or debt consolidation depending on your current financial needs.

Is it a good idea to get a personal loan?

Yes, a personal loan makes perfect sense for several circumstances because it is a feasible option that gives you easy access to cash. Unlike specific loans that are granted for a particular reason, a personal loan can be used in any way you like

Will I get a personal loan if I don’t have a bank account?

No, you cannot get a personal loan from any bank or NBFC if you do not have a bank account.

What is the difference between a secured and unsecured loan?

A secured loan is protected by collateral in the form of a house or a car or an asset of some sort. A secured loan requires you to guarantee security that you will pay back the loan on time or lose your assets if you default.

As the name implies, unsecured loans are the exact opposite of secured loans and do not need a collateral. They include education loans, signature loans as well as credit card purchases.

What is the interest rate that will be charged on my Master Credit?

The interest rates for Master Credit loans typically range from 13% to 18% annually. The exact interest rate depends on your credit score which is based on your repayment record, defaults and bounced cheques. With Master Credit , you have the advantage of paying interest only on the amount you use and not on your entire approved limit. The applicable interest rates are shown to you upfront with your EMI and you are charged only after you approve it.

Will taking Master Credit's Personal Loan affect my credit score?

A good CIBIL score is a prerequisite for you to get credit. So, when you get approved for a Master Credit credit line, use the cash and repay on time, and you start building your credit history. Taking credit and repaying on time is the best way to improve your credit score. To make sure you don’t miss out on your repayments, we send you reminders every month.

Will my EMI be auto-debited from my bank account?

Yes, you can visit the website of our partner bank that has approved your loan application and follow their instructions to set up the auto-debit system for your repayments.

Do I have to provide any security, collateral or a guarantor’s details to gain approval on my Master Credit?

No, with Master Credit’s app-based credit line you get instant access to cash anytime, anywhere without needing any security, collateral or guarantor.

Contact us

Have a query or need assistance? Our dedicated support team is just a message away. Reach out to us and we'll get back to you promptly.

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